Here at Lloyd's Auto Sales, we pride ourselves in providing our customers with the best car buying experience possible. One way is by letting our customers know that we accept cash, cashier's check, debit and credit cards for all down payments. If you pay with a debit or credit card, there is a 3% service fee. This is why we try and encourage you to bring cash or a cashier's check... Not everyone knows that your debit or credit card has a daily spending limit. A lot of those limits are less than $1200. So, unless you contact your bank prior to your transaction, YOUR CARD WILL BE DECLINED. All that is required is for you to contact your bank and ask them to increase your daily spending limit enough to cover the down payment and service fee. But, you have to think further ahead than just that... The banks close as early as 4:30 pm during the week and 12:00 pm on Saturday's and if the bank is closed you can not request an increase. Also think about the rest of your day... Will you need groceries? Does one of your kids have a game or concert that will cost money to get in? How about date night? Dinner? Movie? Fuel? This is just one way we help you have a better car buying experience.
